Case Study
The leap from W-2 to starting a business
Wendy and John are both therapists. When COVID it, their treatment center closed down, they went from steady W2 paychecks to starting their own private practice — completely uncharted territory for them.
Why money felt so complicated
The switch to fluctuating income stressed them out — and between their new practice, their kids, and the COVID chaos, they had no time to become financial experts.
Now they needed someone who could:
Handle their money without them having to micromanage everything
Give real advice without unnecessary product recommendations
Alter their plan quickly as things changed
Finding someone who actually helped
Wendy’s brother recommended Josh.
After fully understanding their entire situation, Josh:
Pulled together all their scattered accounts into one clear picture
Connected them with an accountant who knew how 1099 income works
Built a retirement plan that worked with their individual goals
Set up automatic systems so they didn’t have to think about it constantly
Making today and tomorrow work together
Now, everything that touches their finances is balanced with their goals:
When they switched their kids to a less expensive school, Josh helped them put that extra money toward retirement
When fraudsters hit their accounts and they had to close everything, he quickly got their automatic savings back on track
They know their plan will sustain them through their lives — even with occasional splurges
Finally Feeling Secure
Today, John and Wendy feel confident in a way they never thought possible.
The automatic systems Josh set up mean they can stay hands-off while still hitting their goals.
Their biggest win is knowing their financial plan keeps working in the background, while they focus on their clients and their family.
Hypothetical scenario disclosure: All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication or future results. The information provided is not based on actual current or past clients. All situations are unique, and results will differ depending on individual situation.
Want your money to work as hard as you do?
Book a 20-minute call to get acquainted with us
